November  21, 2008

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Highlights of Benefits and Services
Why Students Should Join
Private Practice
Tangible Benefits

Tangible Benefits

Insurance Plans

Loss of Income Benefit: OASW members can obtain injury-only loss of income coverage with exclusive pricing for OASW members. Choose flexible monthly income replacement and waiting periods to suit your unique needs. Just satisfy the three easy qualifying questions and coverage is guaranteed. Don't be caught without an income stream should you have an accident.

Home & Automobile: OASW members, their spouses and dependent children living at home have access to extremely competitive home and auto insurance rates. You can qualify for up to 50% in additional discounts with full range of payment options. Includes insurance for home, auto, cottages, boats, motorcycles and personal watercraft. 24 hour claims service to serve you anywhere in North America.

Health and Dental: New discounted Liberty Health program available to OASW members. Choose from eight combinations of coverage in the areas of prescription drugs, dental care, vision care and extended health benefits including the services of social workers. Benefit from better choice, excellent claims support and personalized service.

Life, Disability and Critical Illness Coverage: OASW members can choose from a number of flexible, competitively priced and personalized insurance coverages designed to provide much needed financial protection for themselves and loved ones in the event of an unforeseen accident, illness or premature death.

Professional Liability: Comprehensive plan protects against malpractice, error or mistake by a social worker in the course of regular duties. Annual premiums of $160 for claims of up to $2 million dollars and disciplinary defence coverage ($1,000 deductible with a limit of $25,000), as well as premise liability coverage from injury or property damage caused by acts of a non-professional nature. For professional liability coverage only: $100. Additional features available. In addition, access to free confidential legal advice on questions regarding potential civil claims or disciplinary complaints. (Many companies do not provide this insurance and where provided, the most basic coverage costs $700 without some extras offered by this plan.)

Please note that you need to join OASW before you can obtain the discount on liability insurance.

More information: http://www.aon.ca/casw

PROFESSIONAL RESOURCES

Partners in Professional Education: OASW members receive discounts on useful, practice-related seminars on the net. Participants can read, test your knowledge, ask questions and exchange ideas with instructors and colleagues at their own pace and in their own space.

Toronto Advanced Professional Education: OASW members receive discounts off all certificate programs and courses - innovative, hands-on learning opportunities for those working in the human services, education, family law and health care professions.

University of Toronto Faculty of Social Work Continuing Education: OASW members receive discounts on workshops and certificate programs featuring a variety of topics (e.g., cybercounselling).

Web Seminars: OASW members have access to free web events and discounted workshops presented by the American Society on Aging. As well, OASW members received an introductory 20% discount off regular subscriptions rates of Generations (quarterly journal) and Aging Today (bimonthly newspaper), and a 15% discount on other education resources.

Books: OASW members receive a 10% discount on books distributed by Canadian Scholars' Press Inc.

CAMH Resources: OASW members receive discounts as part of Partnership Program with the Centre for Addiction and Mental Health for resources in counselling, reference & periodicals, clinical tools, programs & program evaluation, policy & development, and public education.

Publications: OASW members can subscribe to International Social Work at a special 25% discount. ISW is a scholarly refereed journal designed to extend knowledge and promote communication in the fields of social development, social welfare and human services.

DISCOUNTS/SERVICES

Mortgage Savings: OASW members receive personalized service to realize great savings with their mortgage, as our representative shops their mortgage to all the major banks to get great discounted rates. Latest rates visible online.

Cityfone Wireless Communications: Cityfone is a Canadian wireless communications provider offering the latest and greatest in phones, plus flexible variety of airtime packages - all at substantial savings to OASW members. First-class customer care. Now more than mobile: Discounted long distance calls on your land line now available.

OASW Affinity MasterCard: no-annual-fee Platinum Plus* Mastercard* credit card. Each and every time an affinity card is used for retail purchases, a financial contribution is made to the OASW Student Scholarship. Online application is available.

GoodLife Fitness Clubs: OASW members and their significant other/spouse are entitled to join the OASW Corporate Wellness Program with GoodLife Fitness Clubs for $365 per year. GoodLife Fitness Clubs is the largest fitness provider in Canada with more than 50 clubs in Ontario alone.

Budget Car Rental: Entitles OASW members to preferred corporate rates (or the best available rate) when renting a car from Budget Car Rental throughout Canada and the U.S. Other value-added benefits included.

Legal Advice: Law Protector International offers telephone advice and other legal services, including fixed discounted rates, for OASW members.

Canadian Automobile Club: Save up to 20% on new CAA membership in many areas of the province. As a CAA Member, enjoy CAA's Emergency Road Service & reap the rewards of discount plans that can save you more than the cost of your membership.


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