Who is PROLINK?


PROLINK—Canada’s Insurance is the endorsed broker for the OASW’s Professional Insurance program. PROLINK is a full-service independent insurance brokerage specializing in tailor-made risk management and insurance solutions for Professional Associations and Affinity Groups, Canadian enterprises, small businesses, and individuals.

With nearly a decade of servicing Social Workers, PROLINK has the expertise, knowledge, and care to deliver comprehensive coverage for the professional and personal insurance needs of OASW members at unparalleled rates. That includes:

Professional Liability Insurance: 

protects you (and your business) from allegations of errors, omissions, or negligence committed within the scope of your professional activities.

Commercial General Liability Insurance (CGL):

protects you from third-party claims of injury and property damage caused by your professional activities, employee operations, or premises.

Property Insurance:

protects your Social work practice, from damage and will cover the costs of repairs or replacement for contents, equipment, and furnishings.

Data Security & Privacy Breach Insurance:

protects your digital assets and helps you get you get your business back online in the event of a privacy breach.


Why do Social Workers need insurance?

Insurance protects your business, your career, and your finances. Mistakes happen, especially if you’re juggling multiple clients at the same time. It’s also important to remember that clients can sue as long as they believe there’s been an error, even if you’ve done nothing wrong. And defending a lawsuit isn’t just time-consuming–it’s costly, whether or not you’re at fault.

Additionally, you might not always be covered under your employer, especially for any legal bills or regulatory complaints to the OCSWSSW. Even if your employer’s liability insurance policy does include you, you may not be protected if you’re deemed to have been acting outside the scope of your duties, if you’re charged criminally, or if their insurance limits are exhausted.

Having your own insurance guarantees that there will be adequate funds to protect your assets so you don’t have to shell out thousands of dollars for legal expenses, administrative fees, and more.

Coverage Highlights:

  • Access to an expert legal panel that specializes in managing complaints with the OCSWSSW in the event of a complaint or lawsuit;
  • $5,000,000 per claim for both E&O and CGL with a $5,000,000 aggregate and NO deductible;
  • $1,000,000 sublimit for Abuse Coverage;
  • $200,000 sublimit for Disciplinary Defense Costs;
  • $50,000 sublimit for Privacy Breach
  • $200,000 for Property Contents;
  • ALL prior acts (we include a retroactive date from the start of your previous insurance policy);
  • False advertising, slander, and defamation;
  • Canada-wide video and teleconferencing services (that includes Skype, email, text, and calls)
  • AND more!

Additional Program Features:

  • FREE legal advice with unlimited calls to the Trisura Legal Assistance Hotline at 1-866-945-5207 (8AM to midnight, 7 days a week) for both your personal and professional needs;
  • FREE annual listing on FindASocialWorker.ca, sponsored by PROLINK ($100 value);
  • FREE 6-month subscription with and listing on the Psychology Today directory ($180 value);
  • Privacy and security breach consulting;
  • An exceptional claims-handling experience with renowned Canadian insurance company Trisura;
  • A quick and easy online application system accessible by mobile, tablet, and desktop;
  • A network of insurers to find the provider best-fit for your unique needs;
  • Competitive group rates for Home & Auto Insurance with quotes from multiple insurers;
  • AND more!

Additional Offerings:

  • Home & Auto Insurance: protects your home and vehicle through a bundled plan in the event of damage. As a member of OASW, you can receive up to 20% off standard group rates.
  • Life & Health Insurance: covers you and your loved ones you for Extended Health, Dental, Disability, Critical Illness, and Life Insurance benefits.

Become an OASW member now and get access to Personal and Professional Insurance at a low rate! No matter where you’re coming from, or how complex your needs are, OASW and PROLINK can connect you to the right coverage from the right insurer at the right price.

To learn more, visit PROLINK here or please contact:

Zinab Machiani, New Client Coordinator
TF: 1 800 663 6828
E: ZinabM@prolink.insure